PREPARING FOR COLDER WEATHER

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 Other factors that often play a role in the winter weather include the Arctic Oscillation, which influences the number of arctic air masses that penetrate into the South and create nor’easters on the East Coast, and the Madden-Julian Oscillation, which can affect the number of heavy rain events in the Pacific Northwest.
NOAA explains that its seasonal outlook does not project where and when snowstorms may hit or provide total seasonal snowfall accumulations.
Whatever the outlook (and some forecasters have a different takeon how this winter may turn out), it pays to be prepared. As Mike Halpert, deputy director, NOAA’s Climate Prediction Center, says:
The Insurance Institute for Business and Home Safety has resources on how to protect homes and businesses from winter weather damage here.
Winter storms are historically very expensive for insurers, and the third-largest cause of catastrophe losses, behind hurricanes and tornadoes, the Insurance Information Institute reports.
US Cat Losses By Cause of Loss
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